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Elon Musk's criticism of the U.S. Federal Reserve has sparked significant debate about the future of central banking. Musk argues that the Fed's bureaucratic structure, marked by inefficiencies and a lack of understanding of the real world, is hindering the economy at a time when agility and innovation are crucial. His proposal for a simplified Federal Reserve, driven by technology—powered by AI and real-time data—suggests a radical departure from traditional practices, aiming to improve the speed and accuracy of decision-making. While supporters view this as a necessary evolution in response to modern economic challenges, critics warn against oversimplifying the complexities of monetary policy. As global financial systems face unprecedented changes, Musk's challenge to the Fed raises key questions about the balance between innovation and caution in shaping the future of central banking.

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