At 3 AM on Thursday, Powell announced the interest rate cut, followed by a big move, stating that we would not own Bitcoin and do not wish to change the law. Bitcoin, which had been breaking new highs for three consecutive days, plummeted, retracing to around $95,000. After a slight retracement at night, it entered Friday's daytime, again deeply retracing to $92,000. Ethereum fell to a low of $3,100, and Dogecoin broke below $0.3. While almost all cryptocurrencies followed Bitcoin's decline, amidst the sea of red, a touch of green remained strong, and it rose over 100% in three days; it is the star of today's article, USUAL. What magic does it hold? Could it be the hundredfold potential coin in this bull market?

Usual is a decentralized issuer of fiat stablecoins (the first two stablecoins are USDT and USDC). It has a token economic model and a unique growth model. As a decentralized stablecoin, USUAL not only provides market stability. The unique design of USUAL links its intrinsic value directly to the protocol's revenue model, driving the adoption and use of USD0, providing incentives for contributors and promoting protocol development. Its innovative distribution model lays the foundation for new DeFi possibilities, accelerating the expansion of the ecosystem and sustainable decentralization.

USUAL balances revenue and governance: Dual-function token

The core advantage of USUAL lies in its successful balance of revenue generation and community governance. Users can earn newly issued USUAL by staking tokens while exercising governance rights. The protocol employs a unique 'gauge' mechanism to optimize liquidity allocation, further encouraging users to actively participate in ecosystem development.

This design allows USUAL to be not just a governance tool, but also an asset with long-term profit potential. For long-term holders, USUAL provides stable cash flow returns, gradually establishing a foothold in the decentralized finance (DeFi) ecosystem.

Core product of USUAL

USD0 and USD0++, together they build a financial ecosystem that is both stable and high-yielding:

USD0: An on-chain stablecoin fully backed by U.S. Treasury bonds. Each USD0 is backed by real assets, ensuring its stability and security. This design allows users to avoid the trust risks that traditional stablecoins may have, making USD0 the most reliable "digital U.S. Treasury bond" in the market.

USD0++: By locking and staking USD0, users can not only enjoy the basic returns of treasury bonds but also receive additional protocol rewards. The current annualized return rate (APR) of USD0++ is as high as 67%, far surpassing traditional financial returns.

The innovation of USUAL lies in that it is not just a stablecoin issuance protocol, but deeply integrates RWA with DeFi, providing users with unprecedented participation and return opportunities.

Overview of USUAL token economics:

Total supply: 4 billion USUAL tokens.

Initial circulating amount: approximately 494.6 million tokens, accounting for 12.37% of total supply.

Community allocation: Approximately 90% of tokens are allocated to the community

73% of tokens are used for the public and liquidity provision

13.5% allocated to MM / team and investors

13.5% for DAO / acquisitions / voting, etc.

Launchpool allocation: 300 million tokens, accounting for 7.5% of total supply

Market cap of USUAL: currently approximately $500 million

Reasons for the recent price increase of USUAL:

1. USUAL started pre-market trading on November 15 on Zhimazhang, which possessed a certain level of market heat and user base. It officially launched on Binance on December 18, during which USUAL information was consistently listed on Binance. With the title of a stablecoin, it received substantial trading volume upon launch on Binance, thus increasing its price.

2. Innovative stablecoin mechanism: USUAL has launched a stablecoin called USD0, aimed at issuing fiat-backed stablecoins in a decentralized manner. Users can mint USD0 using other stablecoins and earn USUAL token rewards by staking USD0. This mechanism not only provides stable returns but also attracts a large number of users, increasing the demand for USUAL.

3. Revenue redistribution: USUAL redistributes the revenue generated by the protocol to users, especially through the USUALx tokens obtained by staking USUAL, allowing holders to participate in governance and share in protocol income. This community-centric revenue distribution model increases user engagement and holding willingness, further driving up token value.

4. Token distribution strategy: USUAL's token distribution strategy emphasizes community participation and incentives, with 90% of the token supply allocated to users through rewards and incentives, leaving only 10% for insiders. This transparent and fair distribution method enhances community trust and support for the project, promoting token value growth.

What will be the future trend of USUAL, is it still worth buying?

Currently, the trend is in a small cycle retracement, completing a shift from long to short in 30 minutes, with the support point at $1.2932, currently in a sideways consolidation phase. Short-term swing traders might choose to enter after the retracement.

In the long term, as a stablecoin, it has considerable potential, and the stablecoin market is currently quite broad. Its arrival competes with the market of USDT.

However, we must understand the potential risk points of USUAL.

1. Unstaking wear and tear risk

It is worth mentioning that USUAL imposes a mandatory 10% fee for unstaking, which means that at a daily return rate of 1.49%, users need at least a week after staking to recover the 10% unstaking cost.

2. Risks of expanding staking scale

The current scale of USUALx (the staked version of USUAL) is about 26 million tokens, corresponding to a staked amount of approximately 27.81 million USUAL; the initial circulating supply of USUAL was 494.6 million tokens, and Binance has not yet opened USUAL withdrawals. This means there is still significant growth potential for future USUAL staking, which could severely dilute the real-time yield of the staking pool.

3. Risks of price decline

We cannot predict the market, but the buying power attracted by high interest may be an important buying force for USUAL. All the calculations above are based on the USUAL coin standard. If considering the risk of price decline, there may be a possibility of a significant drop in actual returns or even a shrinkage of principal.

Investment always comes with risks. If you want to reduce risks, follow me and let's discuss! I am Brother Lei, code name 'Stable'! Focused on the crypto space for seven years. Deeply researching first-level projects and secondary markets. Learn more about quality first-level project information and secondary trading recommendations. Now that the first phase of the bull market is over, it's a suitable opportunity to bottom-fish. We are laying out potential doubling coins. If you want to know the secrets, feel free to reach out!