Let me tell you about the interest rate cuts next year. There will also be 8 interest rate cut meetings next year. The current market expectation is that interest rate cuts will be suspended in January 25, interest rate cuts will be cut once in March 25, interest rate cuts will be cut once in October 25, and interest rate cuts will be suspended for the other 5 times. Please record them to know what the interest rate cuts will be like next year.