The cryptocurrency market has witnessed a sharp decline that has worried many investors, especially beginners. In this article, I will explain the main reasons for this decline, in addition to providing advice and some solutions to protect your investments in light of these huge fluctuations.
First, we must know the main reasons for the decline of digital currencies.
1- Massive liquidation of large positions
Markets liquidated long positions worth hundreds of millions of dollars, leading to heavy selling pressure as investors became fearful and reduced risk. This is a normal occurrence at the end of each year.
2- Geopolitical tensions
Escalating crises in regions such as the Middle East and Ukraine have led to investor concern, as the market tends to reduce investment in high-risk assets such as cryptocurrencies in times of crisis.
3- US Federal Reserve decisions
Expectations of higher interest rates have pushed investors towards the dollar as a safe haven, reducing the liquidity available for investment in the cryptocurrency market.
4- Selling large quantities of Bitcoin by German authorities
German authorities have been selling off huge amounts of Bitcoin they seized from illegal activities, increasing supply in the market and driving down prices.
5- Declining demand and slowing market
Bitcoin ($BTC) fell 5.5% to hit a monthly low, followed by Ethereum ($ETH) which fell 10%. Weak demand for ETFs added to the price decline.
6- Re-evaluation of investments
Investors are looking for more stable alternatives such as technology stocks that offer higher returns, which has led to some liquidity being withdrawn from the cryptocurrency market.
How to protect your investments during crises?
1- Be patient and calm
Market fluctuations are a natural part of investing. Allah Almighty said:
“For indeed, with hardship comes ease.” (Al-Sharh: 6)
Crises are an opportunity to learn and wait until the market returns to stability.
2- Diversification in investment
Don't put all your money in one cryptocurrency. Spread your investments across strong and transparent projects to ensure minimal risk. I will do a series of articles explaining this.
3- Use secure wallets
Cold wallets: Store cryptocurrencies offline to avoid hacking.
Some examples:-
Vault
Ledger
Add an extra layer of protection: (2FA) Enable two-factor authentication for your accounts.
Protect your private keys: Don't share your keys with anyone.
Explanation of implementation steps: -
4- Avoid fake currencies and fraudulent projects
I will explain this in the next article, introducing digital currencies related to these activities.
Remember the saying of the Messenger of God, may God bless him and grant him peace: “Whoever cheats is not one of us” (Narrated by Muslim).
Therefore, you must make sure, research and verify the credibility of digital currencies and related projects before investing.
5- Monitor the market consciously
Follow the news from reliable sources.
Only invest what you can afford to lose.
Avoid making emotional or hasty decisions based on rumors.
Very important tips:-
1- Commitment to Islamic law
Avoid currencies or projects that rely on usury or gambling.
Look for projects that serve humanity and do not conflict with Islamic values.
God Almighty said: “But perhaps you hate a thing although it is good for you” (Al-Baqarah: 216).
2- Continuous learning
Before entering the world of cryptocurrencies, learn the basics of the market and invest your time in understanding the risks and how to deal with them.
in conclusion:-
Despite the current crises, the cryptocurrency market has the ability to recover. Being patient and learning from experiences is the key to success in this field. Allah Almighty said:
“And put your trust in Allah, and sufficient is Allah as Disposer of affairs.” (An-Nisa’: 81)
“O God, protect our money from all harm, grant us wisdom and insight in investing it, make it a means of what pleases You, and guide us to what is good in this world and the hereafter.”
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