just for that reason the ISO 20022 coins that accompany XRP will take care of all that part, XRP is just the spearhead to seek liquidity for its Stablecoin.

The discussion about whether Ripple (XRP) can surpass Ethereum (ETH) has the answer of "impossible." Ripple's positioning and philosophy are similar to Bitcoin (BTC), primarily focusing on the payment sector, and its emphasis on decentralization is not as strong as that of Ethereum. Ripple aims to provide fast, low-cost cross-border payment solutions, while Bitcoin has a broader influence in the digital currency space. Although Ripple performs well in the payment field, it faces significant challenges in surpassing a smart contract platform like Ethereum.

Ethereum, on the other hand, focuses on building a decentralized platform that supports smart contracts and decentralized applications (dApps). Ethereum's technology is continuously optimized and updated, especially in the field of smart contracts, making it an undisputed leader. Ethereum is not just a digital currency; it provides infrastructure for many innovative projects, attracting a large number of developers and applications. It is this depth of technology and expansion of the ecosystem that makes Ethereum stand out.

As for the judgment of future market conditions, the strategy you mentioned—if Bitcoin reaches $100,000, you will cash out to avoid the peak—reflects a typical investment strategy aimed at capturing market highs. However, in the current market situation, completely cashing out may lead to missing out on rising opportunities instead of "avoiding the peak"; it could actually mean incurring losses. Thus, the market changes rapidly, and investors need to flexibly adjust their strategies based on market trends, rather than solely relying on pre-set target prices.

Finally, I have carefully selected a cryptocurrency expected to increase 2-3 times in the short term and 5-10 times in the long term. Leave a message + like for a free share!