As a veteran in the crypto space, I need to withdraw 200,000 to 500,000 each year to make a living, so I’m sharing some experiences on withdrawals in the crypto space; let’s get straight to the point:

1. Only choose platforms that offer T+1, such as Binance, because once dirty money is converted to USDT, it will be transferred immediately to avoid prolonged risks. T+1 platforms can deter most dirty money.

2. Choose merchants with a long registration time and high transaction volume, as they have more experience and know how to avoid being monitored by the authorities.

3. Withdrawal time should be during business hours on weekdays. In 2021, I had a withdrawal of 100,000 that was done during trading on a platform at night, and it got frozen the next day, and it still hasn’t been resolved. If it’s dirty money, there’s nothing to be done; just accept the loss.

4. It’s not necessary to choose the highest price; a penny less or more doesn’t matter; the main thing is whether it meets point 2.

5. After placing an order, leave a message to the merchant: "Please pay with real-name authentication; I will confirm as soon as the funds arrive." Once the funds arrive, be sure to check the details to see if it matches the payer on the order. If it’s not a real-name payment, even if the money arrives, you should request a refund without listening to any explanations, such as exceeding the card limit or using a family member's card.

6. The receiving card should not be one that has been unused for a long time or has a zero balance, as suddenly receiving a large amount of money can easily trigger risk control. My approach is: each receiving card has a balance of one or two hundred, linked to WeChat Pay, and I make purchases at any time by rotating payments across each card.

7. Never do small probing; this is the easiest to trigger risk control! "If a bank card hasn’t been used regularly, you want to test if there are any issues first, whether online banking works, by transferring a small amount like a few cents first, then transferring it out. Once you see there are no problems with the card, then do larger withdrawals."

The above behavior is a small amount of probing. This was told to me by a senior bank employee; in such cases, the issuing bank will not intervene, but it’s the easiest to be monitored by the People's Bank, even if it’s not dirty money. Being monitored does not necessarily mean being risk-controlled, but there is a certain probability of being flagged.

8. The withdrawal amount should be based on your scale:

A. If it's several tens or hundreds of thousands, there's no need to split it up, and no need to find Blue Shield; just operate according to the above points 1-6.

B. If it's a large withdrawal, like several hundred thousand to a million, and it’s urgent, it’s best to find Blue Shield. The exchange rate may be lower, but generally, there won’t be any issues.

C. If the amount is large and not urgent, and you have more than ten bank cards, and the cards are maintained according to point 6, you can rotate receiving payments on each card for several tens of thousands. After receiving on one card, do not move it for 2-5 days, then transfer it to your main card. You can also transfer it to the main card after receiving twice. You can have 1-3 main cards, depending on your funding level; the main card should not directly receive payments. For example, with 10 cards, each card can receive funds every 2-3 days or 4-6 days, with each time being 50,000 to 100,000. This way, 5 million can be withdrawn in a month. Additionally, the amount and hold time for each card are not fixed.

The above content is based on my years of withdrawal experience. U cards are not necessarily bad; personally, I feel they are unnecessary, causing hassle and high costs; maybe my funding level just hasn’t reached that status yet.