You want SOL, this is the article's wrap and the proof-of-time system, and Ethereum is suitable for high fees, not suitable for institutions. They chose XRP because DAG technology is better for them for one reason. Less energy and no fees.

$XRP
Some people keep saying that XRP will reach this or that, or that XRP will reach $30 or even more. These people have no knowledge of market cap, don’t be an idiot, XRP at $30 = $2 trillion market cap!
This never happens, given XRP’s poor performance, speed and technology compared to its competitors like Ethereum and Solana.
XRP can’t even justify its current $95 billion market cap, and there is no good use case for it that can’t be done better and faster by other blockchains like Solana, Ethereum or even ADA.
In the world of cryptocurrencies and blockchains, technology, scalability and decentralization are the most important, and XRP lacks a lot.
I say just ride the train while it's rising but take your profits gradually and leave it, put your money in$BTC and $ETH and SOL for the long term.
#AIAndGameFiBoom