• XRP is a native digital asset on the XRP ledger blockchain created in 2012. It was initially used for payment and has a short settlement time. It was the first project in the cryptocurrency industry and has support from Japan, the United Kingdom and other countries. Its real application scenarios are cross-border payments and interbank transactions. In 2017, its market value surpassed Bitcoin and ranked first.

• It was hit hard by the SEC investigation, but its market value is still in the top ten and is still used in the banking system because it focuses on stability and meets the requirements of enterprise-level systems.

• The factors for this rise: First, it was influenced by the dollar priority advocated by relevant personnel after Trump's election in North America; second, it has penetrated the global banking industry and foreign trade settlement with the support of the consortium, and has unique business advantages; third, the SEC investigation has come to an end, and its spot ETF is likely to be approved; fourth, old money chose it out of conservative search for suitable targets.

• At present, the market value of XRP has exceeded 140 billion US dollars, ranking third, and it is possible to surpass Ethereum.