it's more of a problem that you lose everything due to a bad investment than that the platform shuts down

A question for all traders, is it possible for all traders to lose all their digital financial assets on Binance if the platform is disabled or the program stops or most traders' accounts are cancelled or anything like that, because it has happened before that trading platforms were created with different names and then cancelled or were just a means of fraud and deception? Whoever has information, share it with us here for the benefit and necessity