XRP

The third ranking with the market Cap of 152 billions, and is the Top Gainers.. When BTC was in adjustment, XRP maintained it upward value.

With a total supply of 100 billions.. XRP is worth more than the previous high. Elon Musk had a hint that "helps individual freedom."

Ripple is a privately-held fintech company that provides a global payment solution via its patented payment network. Unlike most cryptocurrencies out there that cater to peer-to-peer needs, Ripple was made to connect banks, payment providers and digital asset exchanges, enabling real-time settlement expeditions and lower transaction fees.

Compared to BTC which uses a distributed blockchain whose transactions are processed and secured by proof-of-work mining, XRP transactions are processed by a network of trusted validators on the XRP Ledger. Its consensus mechanism is different from Bitcoin or Ethereum. It does not rely on Proof of Work (PoW) and therefore there is no mining involved with XRP.