🚀 The impact of crypto on the mortgage market! A report from the U.S. Treasury reveals that cryptocurrency ownership nearly tripled between 2020 and 2021. In areas with high exposure to crypto, low-income households saw an increase in mortgage rates and balances, suggesting that crypto gains helped with down payments. However, this also raised the risk of default. What do you think about the role of crypto in financial stability? Share your thoughts! 💬