U.S. Treasury economists found that cryptocurrency ownership nearly tripled from 2020 to 2021. 📈 Areas with high levels of crypto exposure also saw significant increases in mortgage and auto loans.
For low-income households in such areas, the average mortgage balance increased by more than 150%, which may indicate the use of crypto profits to boost down payments.
Auto loan debt reached $1.6 trillion, with the largest growth in areas with high crypto exposure. 🚗 This may mean that crypto earnings contributed to increased car purchases.