This question is quite good, but as of now, there is no suitable Web3-based solution, or rather, even if there is; the banking system is temporarily not going to adopt it, so even rushing into Tether (USDT) and the soon-to-be-launched Circle (USDC) is still using Web2 auditing methods.
But this time #BTCFi is more compliant in that assets can be audited through a fund on one hand, and on the other hand, the three assets #BTC $MSTR $IBIT can be custodied by banks (BTC needs to pass SAB121 first), and the bank can issue asset certificates; more importantly, they can be delivered, which is something that currently no Web3 can achieve.
That's why I think BTCFi has a great opportunity to become the most effective Web3 asset solution.
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