The six categories of items that will depreciate the most next year, be sure to be aware and avoid them:

1. Gold: When the price of gold rises to the point where even the aunt selling pork in the market knows about its investment profitability, it means that the market has reached its peak and is about to plummet. The essence of investing is to act against human nature, and most ordinary investors find it difficult to grasp this point; do not blindly follow the trend.

2. Teaching positions: For a long time, teachers have been seen as having secure jobs, but starting this year, many provinces and cities have begun to clean up non-regular staff and reduce the number of teaching positions. With the continuous decline in birth rates since 2018, the number of students is decreasing, and it is expected that there will be a surplus of 2 million teachers nationwide in the next 10 years.

3. High-end tobacco, alcohol, tea, and luxury goods: Taking Moutai as an example, in the current environment where consumption is downgraded, the depreciation trend of such non-essential goods is obvious, and it is advisable to avoid involvement.

4. Household registration: Except for a few special cities, the value of household registration is gradually decreasing. For example, Qingdao has implemented a policy allowing people to register their household while renting, eliminating the need to purchase easily depreciating properties for household registration.

5. Second-hand houses: Although favorable policies for real estate are emerging, the unsold new houses will lead to a shortage of funds for real estate companies, which will in turn affect government land revenue. In comparison, second-hand houses are far less attractive than new houses, with a higher risk of depreciation.

6. Various types of cars: The current car market is undergoing intense transformation and reshuffling, and the depreciation speed of high-priced cars is even faster. If the existing vehicle is still usable, it is advisable to continue using it; if a new car is needed, be sure to prepare psychologically for the depreciation of the vehicle.