$AAVE

This morning I checked AAVE v3 and found that the borrowing interest for USDC had skyrocketed to 65%, as USDC seemed to have been fully borrowed. So I went on-chain to check. An account with a deposit of 4000 cbBTC borrowed 99 million USDC from the AAVE V3 protocol...

He may have realized that he borrowed too much, leading to a sharp decline in USDC reserves, which triggered the spike in borrowing interest. So, 30 minutes ago, he returned the 99 million USDC.

the AAVE protocol is increasingly favored by large whales, and the traditional financial market should find it hard to imagine a borrowing amount of 100 million being completed in seconds, without manual review. The interest rate adjustments also do not require monthly meetings for discussions; the pre-set automated program continuously monitors the reserves and adjusts the borrowing interest rate in real-time.

just use aave!