Golden Finance reported that in a recent interview with analysts at research and brokerage firm Bernstein, MicroStrategy founder and executive chairman Michael Saylor said the company's ultimate goal is to become a leading Bitcoin bank. Michael Saylor believes that Bitcoin is a revolutionary form of digital capital that can effectively hedge against inflation and become an excellent tool for long-term value storage. Saylor believes that Bitcoin's volatility attracts investors seeking high returns, and over time it will become an indispensable asset in institutional and retail portfolios. Saylor sees MicroStrategy as a Bitcoin bank, whose core business is to create Bitcoin capital market instruments covering stocks, convertible bonds, fixed income and preferred stocks. MicroStrategy will not lend money like traditional banks, but will seek to borrow funds at low interest rates, offer lenders slightly higher interest rates, and invest these funds in Bitcoin-the "base case" estimates an average annual return of 29%.