đ $XRP vs. $XLM: The Cross-Border Showdown! đ„
$XRP targets banks and financial institutions with lightning-fast 3-5 second transactions, aiming to replace SWIFT. đŠđž
$XLM focuses on individuals, enabling low-cost remittances and microtransactions to promote financial inclusion. đđ«
Two giants, two visionsâwhoâs your pick? đ€