Daniel George’s Secrets to Early Retirement

1. Choose Cost-Effective Education: Opted for an affordable degree at IIT Delhi, graduating debt-free and later pursuing a funded doctoral program in the U.S.

2. Start Investing Early: Invested a significant portion of his income during his doctoral studies, focusing on emerging sectors and leveraging compound interest.

3. Maximize Income in High-Cost Cities: Worked in high-paying cities like New York while keeping living expenses low, then moved to a more affordable area to stretch his savings.

4. Master Salary Negotiation: Developed negotiation skills, doubling job offers and boosting his earnings significantly.

5. Align Financial Goals with Your Partner: Collaborated with his wife on financial ambitions, embracing a minimalist lifestyle focused on meaningful experiences.

These strategies helped George achieve financial independence by age 30.