Odaily Planet Daily News: Ripple APAC Managing Director Fiona Murray recently said that the United States has been slow in cryptocurrency, and despite recent hope, the election is unlikely to change this in the short term. However, the United States still has a chance to catch up. In addition, she mentioned that most of the innovation in Ripple's business has taken place in Singapore, not the United States, and that the "lack of an open mind" has prompted many cryptocurrency founders to go to Asia and other countries to seek fairer conditions. She believes that the Asia-Pacific region provides a "stable environment" with many core infrastructures that can promote the healthy development of cryptocurrencies. "Singapore banking partners like DBS Bank, the largest bank in Southeast Asia, are currently in the lead and are encouraged by regulators to work with responsible Web3 companies. So it's not just regulations."