Two prominent Bitcoin thought leaders are at odds over whether banks can provide sustainable returns on their customers’ BTC deposits.

MicroStrategy’s CEO Michael Saylor argues that Bitcoin could be a “perfect capital” that provides returns through digital banking services.

On the other hand, Saifedean Ammous, author of “The Bitcoin Standard,” argues that sustainable returns cannot be achieved with BTC, a fixed-supply asset.

Saylor suggests that major banks could provide a “risk-free” 5% return on BTC with government support, while Ammous believes this model cannot work without a “lender of last resort.”

This debate raises important questions about the future of Bitcoin and digital banking. 🌐📈