According to DLNews, a survey by the U.S. Financial Industry Regulatory Authority (FINRA) showed that 55% of American Generation Z prefer to invest in cryptocurrencies. Generation Z prefers finances on the chain rather than online. They believe that digital banking platforms are clumsy and opaque. Generation Z prefers to manage their finances on the chain through decentralized financial applications and digital dollar stablecoins. Generation Z refers to the generation born between 1997 and 2012 and is now 12-27 years old.