According to ChainCatcher, a survey by the Financial Industry Regulatory Authority (FINRA) shows that 55% of American Generation Z prefer to invest in cryptocurrencies. Generation Z prefers finances on-chain rather than online. They believe that digital banking platforms are clumsy and opaque. Generation Z prefers to manage their finances on-chain through decentralized financial applications and digital dollar stablecoins.

It is reported that Generation Z refers to the generation born between 1997 and 2012 and now aged 12-27.