$BNB
Recently, I have a doubt about the economic phenomenon. Even at the current interest rate, mortgages are still high-quality assets of banks. Why do they insist on not lowering the stock interest rate and forcing everyone to repay the loan in advance, resulting in a lose-lose situation? Can't this account be calculated?
These people who carry mortgages are so trustworthy. Some of them insist on repaying their mortgages even if the house is unfinished.
