How to survive the garbage time of history? In the context of a downward macroeconomic environment, this question has become a common topic for all investors, including crypto investors.
Although the crypto market is still in a bull market from a cyclical perspective, the positive factors on the market, such as the approval of Bitcoin ETF and the completion of Bitcoin halving, have basically been realized, and everything depends more on the macroeconomic situation outside the market. Now, this market is like a frightened bird, extremely sensitive to every slight movement of the global economy. The rising unemployment rate in the United States, the pressure of interest rate hikes faced by the Japanese yen, and the pendulum-like swinging policies of the Federal Reserve have cast an indelible haze on the crypto market.
This uncertainty is like an invisible big hand, driving the price fluctuations of the market. After Bitcoin failed to break through $70,000 at the end of July, it experienced several key declines. For example, the sudden decline on August 5 due to macro-level impacts caused a sudden blow to many community friends, and panic spread. Just when everyone saw Bitcoin climb to around $63,000 and thought that the rain was finally over, another round of continuous declines starting on August 28 made the market quiet again. As of the time of posting, the spot price of Bitcoin is $56,000. The market's anxiety and restlessness will be a long-term state.
The demand for stablecoins has surged, and financial management difficulties in a sluggish market
Bull markets have always been accompanied by violent fluctuations. Experienced investors know that a 50% pullback is not uncommon in a bull market.
As market volatility and uncertainty increase, the market generally adopts more robust and cautious strategies to cope with market fluctuations, including reducing risk exposure, increasing defensive positions, or maintaining a flexible investment approach and hedging risks through options. The most universal and practical coping strategy is to diversify the investment portfolio and increase the proportion of USDT positions.
More and more investors are turning to holding more stablecoins. According to on-chain data statistics and analysis, the circulation of USDT increased from US$88 billion to US$117.9 billion in the first half of this year, an increase of about 34%, highlighting investors' strong demand for stable assets.
However, simply holding USDT is like hiding money under the bed, which neither makes money nor resists the erosion of inflation. This makes financial products that can provide stable returns become the "hot commodity" in the market. Unfortunately, in the current market environment where liquidity is like a trickle, the yields of financial products provided by most platforms seem to be a bit "much ado about nothing".
Let’s first look at the Ethereum chain. The main stablecoin pool of the old DeFi project Curve on Ethereum is 3pool, which provides transactions between three stablecoins: DAI, USDC, and USDT, with an annualized yield of up to 2.44%. Aave and Compound, known as the two DeFi lending giants, have an annualized yield of about 1.5% and 2% for USDT.
Let’s look at the situation of the three largest centralized cryptocurrency trading platforms. Taking the annualized return of USDT flexible deposits as an example, Binance’s annualized return is about 1.8%, OKX is 2%, and Bybit claims to be 7.23%, but in fact only 500U of quota enjoys high returns, and the excess is only 2.23%.
In addition to current deposits, the annualized rate of fixed deposits is generally maintained at around 3%. Although major trading platforms also launch some financial products with higher annualized interest rates, most of them are "too many people and too little meat". They are snapped up by users in less than 10 minutes after they are launched, leaving more ordinary users with only the four words "subscription completed".
Most trading platforms offer low yields on financial products, which are difficult to meet investors’ demand for asset appreciation. In this context, investors are in urgent need of a financial management channel that can provide substantial returns while ensuring asset security, especially in the current economic environment where inflation remains high.
In such a market environment, the 4E trading platform is gradually becoming a new favorite among investors with its innovative financial products and comprehensive business layout.
Stable "annualized financial management"
To celebrate its first anniversary, 4E has launched four new USDT financial products that cleverly balance high returns with capital flexibility. They provide investors with a new way to increase their assets safely and steadily. These products include both current and fixed deposits, fully meeting the needs of different investors.
Compared with the annualized yield of about 2% on demand deposits of major platforms, 4E's annualized yield on demand deposits is as high as 2.5%, providing investors with a flexible and convenient financial management option that can be deposited and withdrawn at any time.
Among the fixed-term products, 4E provides three other options, which cater to the various uses and needs of users while also providing a higher annualized rate of return, up to 5.5%. Specifically, they include:
-The annualized rate of return of 14-day fixed-term products is 5%;
-The annualized yield of 30-day fixed-term products reaches 5.5%;
-The annualized yield of the 90-day fixed-term product also reaches 5.5%;
4E's financial products not only have considerable returns, but also have the characteristics of high flexibility, diversified choices, low threshold and support for compound interest. Current products support deposits and withdrawals at any time, meeting users' demand for liquidity; fixed-term products with different maturities allow users to choose the most suitable plan according to their investment plans; support automatic renewal, so that users' returns can continue to grow; the minimum investment threshold of 100USDT allows small investors to get a share of the pie.
Diversified business and user asset protection
Although the 4E trading platform was established not long ago, in this year, in addition to its outstanding financial products, 4E's diversified business layout has also left a deep impression on the market.
In the past, the five major financial sectors of digital currency, individual stocks and stock indexes, foreign exchange, commodities and ETFs were like five isolated giant islands, with a gap between them that was difficult to bridge. Traders who moved between multiple assets had to "run" between platforms, just like rowing back and forth between isolated islands. Bringing together several isolated islands and integrating them into one is exactly what the 4E trading platform is doing.
Since its establishment, 4E Trading Platform has continuously expanded its business scope and created a rich and diverse product line. From digital assets to stock indexes, from foreign exchange to commodities, and then to ETFs, 4E has cleverly brought together the originally fragmented financial user groups. With one account, you can swim in the ocean of various financial assets, eliminating the tedious steps of repeated account opening and capital verification, greatly lowering the trading threshold.
For 4E, the label of "crypto trading platform" is obviously not enough to summarize its ambitions. After all, the global financial market is a vast fertile land, and cryptocurrencies, despite their huge potential, are still just a small part of it. For example, gold among commodities has repeatedly hit record highs, and this type of asset has always been the darling of traders around the world. In the past, the ambitious Wall Street darling FTX also wanted to do such a thing, but unfortunately "collapsed midway". After the collapse of this trading platform giant, a large market gap was left, and now 4E hopes to fill this gap.
In terms of digital currency, 4E includes more than 600 trading pairs, more than 100 more than Binance. Individual stocks and stock indices include Hong Kong stocks, US stocks and the world's top ten stock indices. In terms of foreign exchange, it provides more than 50 trading currencies with a maximum leverage ratio of 1,000 times. This configuration is also a leader among the old foreign exchange trading platforms, so this also made 4E win the "Best Foreign Exchange Trading Platform" award at the WikiEXPO Thailand Exhibition on September 7. Other commodity trading covers energy, precious metals, grains, etc., supporting up to 500 times leverage. ETF investment includes stock ETF, bond ETF, commodity ETF, etc.
Through diversified business layout, 4E has simplified the complexity. For those traders with multiple identities, they no longer need to frequently switch between multiple trading platforms, which also improves the utilization rate of funds. For this reason, the platform data has been on the rise. In the first half of this year, 4E's derivatives trading volume increased by 154.27% to a scale of US$4.2 billion.
For all trading platforms, user fund security is undoubtedly the lifeline of each platform, and this is also true for 4E. In addition to the security operations that general trading platforms on the market will do, including separation of hot and cold wallets; multi-factor identity authentication; real-time risk control system and security audit, 4E provides users with an insurance guarantee fund of up to 100 million US dollars. You should know that even industry giants such as Binance, the scale of its insurance fund SAFU is only about 1 billion US dollars. Considering the user scale of 4E, this 100 million US dollar guarantee fund is undoubtedly a reassurance for users. These measures have ensured that 4E has not had any major security incidents since its establishment.
It is worth mentioning that this emphasis on and protection of user assets has made 4E stand out in the fiercely competitive cryptocurrency trading platform market. While establishing a trustworthy brand image, it has also attracted the attention of the Argentine national team and become its global partner, achieving cross-border cooperation. Other partners of the Argentine national team include Wanda Sports, Adidas, and American Express. Not only that, at the industry summit held by 4E in Vietnam, the appearance of Argentine star Veron attracted the attention of local media, which greatly enhanced 4E's brand image.
4E debuts at TOKEN2049
At the upcoming TOKEN2049 Summit, 4E will appear as a platinum sponsor. Other top crypto projects and trading platforms that are also sponsors of the TOKEN2049 Summit include OKX, TRON DAO, Polkadot, Mantle, Circle, etc. This is undoubtedly another strong proof of 4E's influence in the industry.
4E officials said they look forward to promoting in-depth exchanges and discussions within the blockchain community through this event, and jointly exploring the unlimited potential and future trends of blockchain technology. In addition to setting up an exclusive booth and ice cream bar at the summit, 4E will also launch a series of activities such as treasure hunt games and conference check-in stamp collection, and participants can get luggage, AFA limited signed jerseys, multi-purpose backpacks, advanced cocktail shakers and other 4E first anniversary exclusive gift packages and a series of precious peripherals.
While 4E demonstrates its influence in the industry, it also provides users with an excellent opportunity to get to know the platform's products and services up close. In the current challenging market environment, the 4E trading platform provides investors with a safe, efficient and profitable investment platform through its innovative financial products and comprehensive business layout. Whether you are a conservative investor seeking stable returns or an active investor pursuing diversified investments, you can find a financial solution that suits you at 4E.
As the cryptocurrency market continues to develop and mature, trading platforms like 4E that focus on innovation, security and user experience will play a more important role in the future. For investors seeking to achieve steady asset appreciation in a turbulent market, 4E is undoubtedly an option worth paying attention to and trying.
