[Expectations of a Fed rate cut continue to rise, and many banks have lowered the interest rates of their US dollar deposit products] Golden Finance reported that recently, the market's expectations for the Fed's September rate cut have increased, and high-interest US dollar deposits have continued to attract attention. The reporter learned from the interview that although the Fed has not officially cut interest rates, some banks have lowered the interest rates of US dollar deposits; at the same time, the performance benchmarks of some US dollar wealth management products have also declined compared with the previous period. Industry insiders pointed out that the possibility of the Fed's rate cut is increasing, which means that the US dollar deposit interest rate will enter a downward channel in the future. When investors buy related products, they need to pay attention to the impact of interest rate and exchange rate fluctuations on actual returns.