How can friends outside the circle better enter the circle? (Brother Nan's CPPI strategy)

Many of my relatives know about the crypto circle and want to invest in it. But all the brothers know that this is the most difficult to deal with. Because of insufficient cognition, it is difficult for relatives to really understand the huge fluctuations in the crypto circle.

Everyone is happy when they make money, but when they lose money, there will always be a gap between family members. Directly refuse, and when you make money in the circle in the future, he will think that you don't take him, and your family won't take him. (At this time, it will be difficult for both ends).

Fortunately, Brother Nan studied finance, and the best solution here is to set up a CPPI fund for them, which is also convenient for me to manage.

CPPI full name: fixed proportion portfolio insurance strategy.

Specific implementation: Relatives are preparing to make a 60W plan. But don't want to lose money. They also want to enter the crypto circle.

Here is a pure bond fund + cryptocurrency investment portfolio.

PS: It must be a pure bond fund, not a mixed bond or stock fund.

For pure bond funds, I bought (Huaxia Dingmao Bond C), which is relatively stable, with an annual return of about 4-6%.

Calculation: Pure bond funds have a stable return of 4.5%. 60*4.5%==2.7W

Safety cushion at this time: 2.7W

Enlargement of safety cushion multiple: 3 (because I operate it myself, the safety cushion multiple can be expanded to 3. If my relatives operate it themselves, the safety cushion multiple can be 1)

Actual safety cushion: 2.7*3=8.1

Then it will be: 60-8.1=51.9 (buy pure bond funds)

8.1W (enter the secondary market of the crypto circle)

Calculate the secondary market risk control line (if the safety cushion is not expanded, no calculation is required):

Actual bond fund income: 51.9*4.5%=2.34W

Actual bond amount after one year: 2.34+51.9=54.24W

60-54.24=5.76W (secondary market risk control line)

5.76%8.1=70% (retracement line)

At this time, a family-style CPPI fund came out. The strategy of 70% capital preservation in the secondary market.

The simplified version is not to expand, but to provide a safety cushion. Even if the safety cushion is completely lost, the income from the bonds can make up for it.

The crypto circle is gradually becoming legal and compliant, and the speculative nature is gradually declining. As a qualified investor, a good speculative portfolio is indispensable.