According to TechFlow, Ripple Chief Technology Officer David Schwartz said at X that the creation of new value is fundamentally different from the transfer of existing value. Staking belongs to the former, and interest income belongs to the latter.

David Schwartz explained that stock dividends are created by others and transferred to you, while in cryptocurrency staking, users are creating the assets they receive. Staking is about creating assets, not receiving assets from others.