Today I saw that the Binance Cyber Current Account cannot withdraw money. I have always known that the so-called financial management means that you deposit coins to earn interest, and the exchange borrows your coins from others (usually only a part is borrowed), and the exchange earns a little interest by the way. Difference.
This is actually an easy-to-understand truth. In extreme market conditions (borrowing interest will continue to increase at this time, and the exchange will urge the borrower to repay the currency, otherwise the interest will be very expensive) the currency has been borrowed for shorting, but the borrower has not paid it back. Now you are a large accountant and you want to get your coins back. The exchange has no coins to get them back for you (you can only get them back one after another if others return them and there are coins in the pool).
It is impossible for you to deposit coins and all of them remain in the pool. So where does the exchange get the interest from? It must be lent to you in order to earn interest. The only thing that could have been done better would have been a more obvious reminder of the deposit location.