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$HIGH - The native token of Highstreet Metaverse- just went live on AF2.0 🚀 🚀🚀
Check out the absolutely very HIGH incentives it brings!
➡️ Deposit / borrow now to earn a share of 32,500 HIGH rewards
➡️ Start earning now: https://app-v2.alpacafinance.org/market
#Metaverse #DeFi #lending #looping #crypto2023
Check out the absolutely very HIGH incentives it brings!
➡️ Deposit / borrow now to earn a share of 32,500 HIGH rewards
➡️ Start earning now: https://app-v2.alpacafinance.org/market
#Metaverse #DeFi #lending #looping #crypto2023
Our AF2.0 total supply has surpassed $20Mn 🚀 🚀 🚀
Deposit / borrow now: https://app-v2.alpacafinance.org
#BNBChain #BNB #DeFi #yieldfarming #lending
Deposit / borrow now: https://app-v2.alpacafinance.org
#BNBChain #BNB #DeFi #yieldfarming #lending
Bank lending standards tighten again👇
On the credit side, the Fed's Senior Loan Officer Opinion Survey (SLOOS) showed that lending standards tightened once again in Q2 and at a slightly faster pace. 51% of banks net tightened lending standards for large and medium firms (46% last Q), while 49% of tightened versus smaller firms (vs 47% last Q). Banks continue to blame a worsening economic outlook as the main reason for tightening lending standards, which interestingly stands somewhat contrary to the public market's interpretation of the recent string of strong data. Furthermore, demand for loans were also weak for the quarter, along with the willingness to extend loans to consumers.
#bank #lending #credit #Fed #economic
On the credit side, the Fed's Senior Loan Officer Opinion Survey (SLOOS) showed that lending standards tightened once again in Q2 and at a slightly faster pace. 51% of banks net tightened lending standards for large and medium firms (46% last Q), while 49% of tightened versus smaller firms (vs 47% last Q). Banks continue to blame a worsening economic outlook as the main reason for tightening lending standards, which interestingly stands somewhat contrary to the public market's interpretation of the recent string of strong data. Furthermore, demand for loans were also weak for the quarter, along with the willingness to extend loans to consumers.
#bank #lending #credit #Fed #economic
- #Binance Labs invests $10 million in Helio Protocol, a #DeFi project.
- Helio Protocol combines over-collateralized #lending with staking-as-a-service (StaaS) and #LSDfi infrastructure.
- The project's native #decentralized stablecoin HAY is involved in over-collateralized lending.
- Helio Protocol has a total value locked (TVL) of around $300 million, with $260 million in staked assets.
- In July 2023, Helio Protocol acquires Synclub to incorporate liquid staking tokens (LSTs) as collateral, enhancing capital efficiency and rewards.
- Binance Labs supports innovative projects for the next phase of DeFi.
- Helio Protocol will use the funds to expand its team, diversify collateral, and support multi-chain growth.
- A development roadmap will be released, along with a rebranding to signify growth and innovation.
$BTC $ETH $BNB
- Helio Protocol combines over-collateralized #lending with staking-as-a-service (StaaS) and #LSDfi infrastructure.
- The project's native #decentralized stablecoin HAY is involved in over-collateralized lending.
- Helio Protocol has a total value locked (TVL) of around $300 million, with $260 million in staked assets.
- In July 2023, Helio Protocol acquires Synclub to incorporate liquid staking tokens (LSTs) as collateral, enhancing capital efficiency and rewards.
- Binance Labs supports innovative projects for the next phase of DeFi.
- Helio Protocol will use the funds to expand its team, diversify collateral, and support multi-chain growth.
- A development roadmap will be released, along with a rebranding to signify growth and innovation.
$BTC $ETH $BNB
Despite the strictest lending standards in history, market risk sentiment remains high😉
Net-net, credit lending standards are at the tightest levels seen during the late Dot-com, Lehman, and Covid-slowdowns, and are expected to subtract between 0.5 to 1% of GDP over the next 2 quarters. However, unlike those previous episodes, stocks have barely paid any heed to the tightening in credit conditions, thanks to continued positive expectations in corporate earnings, decent 'hard' economic data, and heavy expectations of Fed rate eases in 2024 to keep risk sentiment highly buoyed. Interesting times indeed.
#credit #lending #Fed #stocks #corporate
Net-net, credit lending standards are at the tightest levels seen during the late Dot-com, Lehman, and Covid-slowdowns, and are expected to subtract between 0.5 to 1% of GDP over the next 2 quarters. However, unlike those previous episodes, stocks have barely paid any heed to the tightening in credit conditions, thanks to continued positive expectations in corporate earnings, decent 'hard' economic data, and heavy expectations of Fed rate eases in 2024 to keep risk sentiment highly buoyed. Interesting times indeed.
#credit #lending #Fed #stocks #corporate
Injective #lending market is now live!
Neptune Finance, a lending and borrowing platform on Injective, is now live on Mainnet.
Injective users can now lend for APYs or use holdings as collateral to borrow. This opens new possibilities for holders, #traders , yield farmers, #DAOs, arbitrageurs, and #Builders.
Coins available now include $INJ , $ATOM and $USDT
To use Neptune Finance on #Injective, you'll need supported wallets such as Keplr or Metamask. You can connect to the Injective blockchain using your wallet and navigate to the Neptune app on nept.finance.
Dive into neptune on mainnent:
https://app.nept.finance
Neptune Finance, a lending and borrowing platform on Injective, is now live on Mainnet.
Injective users can now lend for APYs or use holdings as collateral to borrow. This opens new possibilities for holders, #traders , yield farmers, #DAOs, arbitrageurs, and #Builders.
Coins available now include $INJ , $ATOM and $USDT
To use Neptune Finance on #Injective, you'll need supported wallets such as Keplr or Metamask. You can connect to the Injective blockchain using your wallet and navigate to the Neptune app on nept.finance.
Dive into neptune on mainnent:
https://app.nept.finance
1. MakerDAO's #DAI stablecoin has achieved a market cap of over $5 billion, a level not seen since April.
2. This growth followed the introduction of Enhanced DAI Savings Rate (EDSR) with attractive reward rates reaching 8%, which drew in investors.
3. The heightened interest rates, while appealing to investors, have impacted MakerDAO's profits, leading to a decision to limit the rate to 5%.
4. This move aims to balance incentives for investors while maintaining sustainability for the issuer.
5. The increased market cap has also positively affected Spark, a #decentralized finance (DeFi) #lending platform that incorporates DAI.
6. Spark's total value of assets locked ( #TVL ) surged by almost tenfold over the last month, reaching $430 million.
7. Nonetheless, concerns persist about the long-term viability of this growth due to MakerDAO's interest rate adjustments.
8. The company faces challenges in managing investor expectations for profits and addressing potential arbitrage opportunities.
9. The sustainability of DAI's market cap growth will likely depend on maintaining a balance between investor interest and issuer stability.
10. As the ecosystem evolves, #MakerDAO and related platforms like Spark must carefully navigate these dynamics to ensure continued success.
$FDUSD $USDC $TUSD
2. This growth followed the introduction of Enhanced DAI Savings Rate (EDSR) with attractive reward rates reaching 8%, which drew in investors.
3. The heightened interest rates, while appealing to investors, have impacted MakerDAO's profits, leading to a decision to limit the rate to 5%.
4. This move aims to balance incentives for investors while maintaining sustainability for the issuer.
5. The increased market cap has also positively affected Spark, a #decentralized finance (DeFi) #lending platform that incorporates DAI.
6. Spark's total value of assets locked ( #TVL ) surged by almost tenfold over the last month, reaching $430 million.
7. Nonetheless, concerns persist about the long-term viability of this growth due to MakerDAO's interest rate adjustments.
8. The company faces challenges in managing investor expectations for profits and addressing potential arbitrage opportunities.
9. The sustainability of DAI's market cap growth will likely depend on maintaining a balance between investor interest and issuer stability.
10. As the ecosystem evolves, #MakerDAO and related platforms like Spark must carefully navigate these dynamics to ensure continued success.
$FDUSD $USDC $TUSD
In celebration of the Independence Day, we are creating a special NFT for our community 🇺🇸 🎉 🎉
➡️ To be eligible, borrow any amount of any token on Alpaca Finance 2.0 Money Market by Friday, 7th July.
➡️ Deposit & Borrow here: https://app-v2.alpacafinance.org/market
#Nfts #Defi #borrowing #lending #defiprotocols
➡️ To be eligible, borrow any amount of any token on Alpaca Finance 2.0 Money Market by Friday, 7th July.
➡️ Deposit & Borrow here: https://app-v2.alpacafinance.org/market
#Nfts #Defi #borrowing #lending #defiprotocols
Bankrupt Crypto Firm Celsius May Receive Second Chance from Wall Street.
The now-bankrupt crypto lender Celsius Network may get a second chance with the help of Wall Street investment giants.
According to a Wall Street Journal article from Thursday, two groups of investment heavyweights are currently engaged in a bidding war for what remains of Celsius, close to a year after the lender filed for bankruptcy in New York.
#celsius #wallestreet #lending #investment #chance
The now-bankrupt crypto lender Celsius Network may get a second chance with the help of Wall Street investment giants.
According to a Wall Street Journal article from Thursday, two groups of investment heavyweights are currently engaged in a bidding war for what remains of Celsius, close to a year after the lender filed for bankruptcy in New York.
#celsius #wallestreet #lending #investment #chance
USDC yields almost 15% on our Money market 🚀
Go to app-v2.alpacafinance.org
#USDC #USDT #StableCoin #yield #lending
Go to app-v2.alpacafinance.org
#USDC #USDT #StableCoin #yield #lending
1. Bitcoin miners are raising concerns among investors due to excessive share dilution coinciding with falling Bitcoin prices.
2. Major publicly-traded miners, including Marathon #Digital Holdings and Riot #Blockchain, raised around $440 million through stock sales in Q2 2023, marking a 60% increase from the previous quarter.
3. These companies have collectively raised over $4.9 billion in 2021, assisting the capital-intensive industry during a period of reduced access to debt and #lending markets after Bitcoin's price decline in 2022.
4. The recent decline in Bitcoin's value and subsequent drop in mining stocks are causing worries among investors.
5. Investors like Mark Jeftovic, who holds stakes in Marathon, Hut 8 Mining Corp, and Bitfarms Ltd, have expressed concerns about excessive shareholder dilution.
6. Shareholder dilution is an issue for #investors focused on cash flow and return on invested capital.
7. The situation suggests potential challenges as miners pay off debt and prepare for the upcoming Bitcoin "halving" event in 2024.
8. The #halving event will reduce the token reward received by miners by half, impacting their revenue streams.
9. Concerns over excessive dilution hint at potential future dilution as miners adjust their strategies in preparation for the halving.
10. The combination of share dilution concerns and market challenges is highlighting the complex dynamics at play in the Bitcoin mining industry.
$BTC
2. Major publicly-traded miners, including Marathon #Digital Holdings and Riot #Blockchain, raised around $440 million through stock sales in Q2 2023, marking a 60% increase from the previous quarter.
3. These companies have collectively raised over $4.9 billion in 2021, assisting the capital-intensive industry during a period of reduced access to debt and #lending markets after Bitcoin's price decline in 2022.
4. The recent decline in Bitcoin's value and subsequent drop in mining stocks are causing worries among investors.
5. Investors like Mark Jeftovic, who holds stakes in Marathon, Hut 8 Mining Corp, and Bitfarms Ltd, have expressed concerns about excessive shareholder dilution.
6. Shareholder dilution is an issue for #investors focused on cash flow and return on invested capital.
7. The situation suggests potential challenges as miners pay off debt and prepare for the upcoming Bitcoin "halving" event in 2024.
8. The #halving event will reduce the token reward received by miners by half, impacting their revenue streams.
9. Concerns over excessive dilution hint at potential future dilution as miners adjust their strategies in preparation for the halving.
10. The combination of share dilution concerns and market challenges is highlighting the complex dynamics at play in the Bitcoin mining industry.
$BTC
1. **#MakerDAO Blocks VPN Users from Lending Platform:** MakerDAO's decision to block virtual private network (VPN) users from accessing its newly launched #lending platform, Spark #Protocol, has drawn criticism. The move is aimed at preventing U.S. residents from using VPNs to bypass restrictions, but it effectively prohibits VPN use worldwide, sparking concerns over user #privacy.
2. **DeFi Community Discontent:** The decision has sparked backlash within the decentralized finance (DeFi) community, with critics like DeFi analyst Chris Blec expressing strong dissatisfaction. Blec accuses MakerDAO of prioritizing profits over user privacy and asserts that the move is a global #attack on privacy, not just a U.S.-specific restriction.
$MKR
2. **DeFi Community Discontent:** The decision has sparked backlash within the decentralized finance (DeFi) community, with critics like DeFi analyst Chris Blec expressing strong dissatisfaction. Blec accuses MakerDAO of prioritizing profits over user privacy and asserts that the move is a global #attack on privacy, not just a U.S.-specific restriction.
$MKR
Stablecoins are paying nicely on Money Market
Go to Alpaca Finance 2.0 ➡️ app-v2.alpacafinance.org
#Stablecoins #USDT #USDC #BUSD #lending
Go to Alpaca Finance 2.0 ➡️ app-v2.alpacafinance.org
#Stablecoins #USDT #USDC #BUSD #lending
Introducing another 10x potential project Nexo Token (NEXO) for your crypto portfolio. $NEXO
Nexo is a cryptocurrency lending platform since 2017. It is quite steady compare to other famous collapsed lending platform like Celsius and BlockFi, Nexo is really doing great until today.
Why Nexo? 🤔
1️⃣ High-yield interest rates: Nexo offers high-yield interest rates on cryptocurrency deposits, up to 12% APR. This is a way for users to earn passive income on their crypto holdings.
2️⃣ Instant crypto loans: Nexo offers instant crypto loans against collateral, with interest rates starting at 0% APR. This is a way for users to get access to cash without having to sell their crypto.
3️⃣ Crypto credit card: Nexo offers a crypto credit card that allows users to spend their crypto anywhere Visa is accepted. This is a way for users to use their crypto for everyday purchases.
4️⃣ Crypto cashback: Nexo offers crypto cashback on all purchases made with the Nexo card. This is a way for users to earn rewards for using their crypto.
5️⃣ Earn interest in NEXO tokens: Nexo users can earn interest on their crypto deposits in NEXO tokens. This is a way for users to earn additional rewards and boost their loyalty tier.
6️⃣ Tier-based loyalty program: Nexo offers a tier-based loyalty program that rewards users with higher interest rates, lower loan rates, and other benefits based on the amount of NEXO tokens they hold.
7️⃣ Security: Nexo's platform is secured by cold storage, multi-signature wallets, and encryption. This helps to protect user funds from theft and fraud.
🎎 Overall, Nexo is a promising cryptocurrency lending platform with a number of benefits that make it a good choice for users who are looking to borrow or earn passive income.
However, You should do your own research before using any cryptocurrency lending platform.
#nexo #lending #crypto2023 #cryptocurrency #crypto
Nexo is a cryptocurrency lending platform since 2017. It is quite steady compare to other famous collapsed lending platform like Celsius and BlockFi, Nexo is really doing great until today.
Why Nexo? 🤔
1️⃣ High-yield interest rates: Nexo offers high-yield interest rates on cryptocurrency deposits, up to 12% APR. This is a way for users to earn passive income on their crypto holdings.
2️⃣ Instant crypto loans: Nexo offers instant crypto loans against collateral, with interest rates starting at 0% APR. This is a way for users to get access to cash without having to sell their crypto.
3️⃣ Crypto credit card: Nexo offers a crypto credit card that allows users to spend their crypto anywhere Visa is accepted. This is a way for users to use their crypto for everyday purchases.
4️⃣ Crypto cashback: Nexo offers crypto cashback on all purchases made with the Nexo card. This is a way for users to earn rewards for using their crypto.
5️⃣ Earn interest in NEXO tokens: Nexo users can earn interest on their crypto deposits in NEXO tokens. This is a way for users to earn additional rewards and boost their loyalty tier.
6️⃣ Tier-based loyalty program: Nexo offers a tier-based loyalty program that rewards users with higher interest rates, lower loan rates, and other benefits based on the amount of NEXO tokens they hold.
7️⃣ Security: Nexo's platform is secured by cold storage, multi-signature wallets, and encryption. This helps to protect user funds from theft and fraud.
🎎 Overall, Nexo is a promising cryptocurrency lending platform with a number of benefits that make it a good choice for users who are looking to borrow or earn passive income.
However, You should do your own research before using any cryptocurrency lending platform.
#nexo #lending #crypto2023 #cryptocurrency #crypto
📊The demand for #Leverage in Crypto is growing, a #BullishTrend that can spark a #liquidity #inflow
The total value of active loans in #lending protocols surpassed $7B for the first time since June 2022📈
The total value of active loans in #lending protocols surpassed $7B for the first time since June 2022📈
Alpaca Finance 2.0 mockup/preview. Overcollateralized lending markets are on the way!
Find Alpaca Finance 2.0 article on our Medium account to learn more 📚
#DeFi #crypto2023 #lending #BNB #BNBChain
Find Alpaca Finance 2.0 article on our Medium account to learn more 📚
#DeFi #crypto2023 #lending #BNB #BNBChain
Series 2 (P1): #Learn about low risk earning tools in the crypto market
In the last introduction part, I have already shared the Binance Earn Cheat Sheet which includes 9 different methods of earning passive income. (If you haven't read that post, you can take a look at the below image to know what methods I'm going to talk about)
Now, it's time to dive deeper in the first chapter:
Low risk tools
I mean, they are not hard, I guess.
With simple earn, you just need to register your stablecoin to earn passive income day by day. Or with Launch pool, you can do the same with stablecoin, to earn the featured token as profit (in case that coin goes bloom in the future, you got some extra profit). With Launchpad, normally requires you to hold an amount of BNB to be qualified to earn (rewarded as token)
If it's that simple, then what is the point of this article?
I can tell you that, if you buy any coin in spot trading, and you keep it in your spot wallet, they are all dead money! Am I talking about staking these coins? No, with 1% of APR, it's suck!
Here comes the #lending
Do you know that, if you have an amount of (e.g) Bitcoin, or Etherium or any coin or token in your wallet, you can use them to borrow stable coin from Binance with a very low fee?
With lending, you can borrow up to somewhere 70% of stablecoins according to your coin value.
Let's say you have 100 USD value in BTC, you can borrow 70 USDT and send that money to any other earning tool with higher APR than what flexible earn provides you (the highest one I saw in the past was in Launch pool, about 2 years ago, the APR was around 35% if I wasn't wrong)
Too long, didn't read:
You already had some coins to hold -> borrow USDT with these coins as mortgage -> register USDT to some higher APR% to optimize earning profit
Warning: Should not do this in extreme bear market
When your coin price drops below a certain point, but you haven’t repaid your lending, Binance will #liquidate your asset to automatically repay.
Although you can just use the USDT you borrow to immediately buy back the coins, it will be a waste in terms of trading fee
In the next part, there will be more wonderful and technical things to come up. Follow to #LearnAndGrow #Write2Earn
Now, it's time to dive deeper in the first chapter:
Low risk tools
I mean, they are not hard, I guess.
With simple earn, you just need to register your stablecoin to earn passive income day by day. Or with Launch pool, you can do the same with stablecoin, to earn the featured token as profit (in case that coin goes bloom in the future, you got some extra profit). With Launchpad, normally requires you to hold an amount of BNB to be qualified to earn (rewarded as token)
If it's that simple, then what is the point of this article?
I can tell you that, if you buy any coin in spot trading, and you keep it in your spot wallet, they are all dead money! Am I talking about staking these coins? No, with 1% of APR, it's suck!
Here comes the #lending
Do you know that, if you have an amount of (e.g) Bitcoin, or Etherium or any coin or token in your wallet, you can use them to borrow stable coin from Binance with a very low fee?
With lending, you can borrow up to somewhere 70% of stablecoins according to your coin value.
Let's say you have 100 USD value in BTC, you can borrow 70 USDT and send that money to any other earning tool with higher APR than what flexible earn provides you (the highest one I saw in the past was in Launch pool, about 2 years ago, the APR was around 35% if I wasn't wrong)
Too long, didn't read:
You already had some coins to hold -> borrow USDT with these coins as mortgage -> register USDT to some higher APR% to optimize earning profit
Warning: Should not do this in extreme bear market
When your coin price drops below a certain point, but you haven’t repaid your lending, Binance will #liquidate your asset to automatically repay.
Although you can just use the USDT you borrow to immediately buy back the coins, it will be a waste in terms of trading fee
In the next part, there will be more wonderful and technical things to come up. Follow to #LearnAndGrow #Write2Earn
Recent Trends in the Crypto Currency Market
Institutional Adoption:
Institutional investors, including hedge funds, family offices, and corporations, have increasingly entered the cryptocurrency space. This influx of institutional capital has provided credibility and liquidity to the market, boosting prices and market dynamics.
The state of DeFi and NFTs:
Decentralized finance protocols continue to innovate, offering a wide range of financial services such as lending, borrowing, and yield farming without intermediaries. Non-fungible tokens have exploded in popularity, enabling digital ownership and trading of unique assets like art, music, and virtual real estate.
#RegulatoryIssues #DigitalOwnership #art #lending #borrowing $BTC $ETH $BNB
Institutional Adoption:
Institutional investors, including hedge funds, family offices, and corporations, have increasingly entered the cryptocurrency space. This influx of institutional capital has provided credibility and liquidity to the market, boosting prices and market dynamics.
The state of DeFi and NFTs:
Decentralized finance protocols continue to innovate, offering a wide range of financial services such as lending, borrowing, and yield farming without intermediaries. Non-fungible tokens have exploded in popularity, enabling digital ownership and trading of unique assets like art, music, and virtual real estate.
#RegulatoryIssues #DigitalOwnership #art #lending #borrowing $BTC $ETH $BNB