IF I have one billion cash at my disposal. To achieve the highest returns, I have implemented the following allocation strategy:
Allocation Strategy
$8 million in stablecoins:
Distributed across various crypto exchanges for proprietary trading strategies, primarily targeting retail investors. This aggressive strategy yields an annual return of about 100%.
$1 million in P2P lending:
Lending to leveraged traders, relatively safe with an annual return between 7-20%.
$400,000 in exchange savings products:
Platforms like Kraken lend your funds to institutions, offering an annual return of 5.8%.
$3 million for Binance Launchpool and other strategies:
Launchpool is akin to IPOs, and other earning programs are similar to P2P lending. This portion yields around 15% annually.
$3.2 million in U.S. stocks:
Invested in ETFs such as ARKK, ARKW, EEM, KWEB, and VNM, focusing on emerging markets and tech stocks. Returns are unpredictable, making this my adventurous investment.
$1.8 million in 10-year U.S. Treasury bonds:
Yielding around 4.6%.
50 million RMB in A-shares:
Held for three years, recently broke even.
Over $1 million in overseas bank fixed deposits:
Offering an interest rate of 4.5%.
$1.2 million in confidential assets:
This portion is my "Doomsday Ark" for extreme situations.
Risks and Optimization Measures
Sudden significant depreciation of the U.S. dollar:
Unlikely, but possible.
USDT collapse:
More probable but still unlikely.
To hedge against USD risk, I plan to acquire European bonds and allocate assets in GBP and EUR to diversify my portfolio.
Investment Philosophy
I do not own any fixed assets because I believe in better investment methods. My assets are distributed across bank accounts in four countries and various crypto exchanges. I consider myself a global citizen, not needing a fixed office, and achieve maximum wealth growth through flexible global asset allocation.