If choosing two good coins to hold, many people will immediately say Bitcoin and Ethereum
However, from my perspective and understanding, Ripple and Stellar are the two strong candidates
✅ Ripple with the global RippleNet payment network with optimal costs, stability and progressive growth
✅ Stellar has smart contracts and is supported by many big companies and some governments. It is possible that more governments will issue CBDCs on this platform. Units, businesses and corporations have also tended to use the Stellar network instead of ERC20

Long-term investment portfolio
1/ XRP: Global payment system through banks
2/ XLM: Smart Contract
3/ BTC: Is a safe storage asset
4/ ETH: Smart Contract and DAPP application
5/ …

Mid-Autumn Festival is coming, please hold on to Stable coins to go shopping