2024 misery ranking:
1. Unemployment☆
2. Unemployment + mortgage☆☆
3. Unemployment + mortgage + debt☆☆☆
4. Unemployment + mortgage + debt + stock speculation☆☆☆☆
5. Unemployment + mortgage + debt + stock speculation + unfinished house☆☆☆☆☆
6. Unemployment + mortgage + debt + stock speculation + unfinished house + copycat altcoins☆☆☆☆☆☆