When I was in college, I took a financial management class taught by a teacher. The teacher asked us how old we were and whether we were over 18. Most of us were about 20. The teacher also asked us if we were married and had children. We were still in school, so obviously we had none. The teacher said that the best way to manage money in life is to have your own children as soon as you become an adult at the age of 18, and get married at the age of 20, which is the right age for marriage. In this way, you can give money to your children when they get married at the age of 20, and you can still have health and energy to fight for your career. When you retire at the age of 60, your grandchildren will get married at the age of 20, and you can still have time to take care of your great-grandchildren.

I thought it was inexplicable at the time, but now I think it makes sense.

So financial management is actually a process of slowly accumulating wealth. Don't rush for success, few people can achieve it overnight. When the wind comes, you may not be the pig that is blown up to the sky, and there is a good chance that you will become a dead pig that falls when the wind stops.