#OnChainLendingSurge The on-chain lending market has seen a significant surge in recent times, with total active loans surpassing $20 billion. This growth is attributed to several factors, including increased interest in decentralized finance (DeFi), the development of new and innovative lending protocols, and the growing demand for liquidity in the cryptocurrency market. As the DeFi ecosystem continues to evolve, on-chain lending is expected to play an increasingly important role in providing access to capital and facilitating financial transactions.