#OnChainLendingSurge
**🚨 Crypto Shock: January 2025 Market Crash Sparks $20B On-Chain Lending Surge! 🚀**
You won’t believe what's happening in the crypto world right now! Despite the **January 2025 market crash**, on-chain lending has **skyrocketed** to a staggering **$20 billion** in active loans, according to **PANews** and **Token Terminal**. This marks a **new all-time high**, surpassing the previous record set in **December 2021**.