#OnChainLendingSurge The decentralized finance (DeFi) landscape continues to evolve, with on-chain lending platforms experiencing a surge in activity. Recent data points to a significant milestone: the total value locked (TVL) in active loans within this sector has surpassed an all-time high, exceeding $20 billion. This marks a substantial increase from previous peaks, demonstrating the growing popularity and utility of decentralized lending protocols.