#OnChainLendingSurge Hello, since we are on the topic of crypto loans, there are two sides to this. We do not know where the market will go, and any coin can drop or rise by 20% in a day. If you do decide to take a loan, it should only be in USDT, but it's not that simple. If you look at the interest rates, they outpace the profits. They won't just give it to you; you need a guarantee in the form of collateral, which is why I have a negative attitude towards such loans. Because if the market goes against you, it takes time, and you need to cover the interest. The decision is yours. Good luck in trading.