#OnChainLendingSurge

The on-chain lending market is experiencing a significant increase, with a 25% rise in total value locked (TVL) to $13.4 billion over the last 30 days. This growth is driven by:

1. Increased adoption: more and more users are turning to on-chain lending platforms for their borrowing needs, driven by the benefits of transparency, security, and decentralization.

2. Improved infrastructure: advancements in blockchain technology and the development of more sophisticated lending protocols have made on-chain lending more efficient, secure, and user-friendly.

3. Yield farming: the rise of yield farming has attracted more liquidity to on-chain lending platforms as investors seek to maximize their returns through lending and borrowing activities.