It might be better to first get foreign nationality and then go back to the country to set up a funding scheme.

I can basically confirm that in the future, a 985 degree can only guarantee you a basic living. Don't think too much about buying a house or a car. After graduating from prestigious universities like Stanford or Harvard, many end up driving for ride-sharing services. It's nothing special. In the future, there are two directions.
One is to take risks. For example, if you mortgage your wedding house to borrow 3 million to speculate on grain, of course, you wouldn't dare. Then don't even talk about it.
The second is to put in physical labor. For example, frying dough sticks or tiling.
Many people don't know that in developed cities, construction workers earn more than university professors. When I used to study foreign languages, I never quite understood what a plumber was. Because there is no such profession in Chinese. Later I realized it mainly involves plumbing toilets and replacing sewage systems. The income of a plumber is roughly equivalent to that of a coder. Also, truck drivers earn about the same as top-tier doctors.