I went through and put a list together of some major financial institutions that are already using XRP in some form or antoher. It's actually a really long list and I was quite surprised.
Here are the ones I thought stand out:

  1. SBI Remit

    • Type: Japanese remittance company

    • XRP Use: Using RippleNet for real-time payments between Japan and Thailand

  2. Santander

    • Type: Major Spanish bank

    • XRP Use: Offering Ripple-powered international payment service "One Pay FX"

  3. MoneyGram

    • Type: Global money transfer company

    • XRP Use: Used Ripple's On-Demand Liquidity (ODL) service for cross-border payments

  4. Banco Rendimento

    • Type: Brazilian bank

    • XRP Use: Utilizing Ripple's technology for international payments

  5. Azimo

    • Type: European digital money transfer service

    • XRP Use: Leveraging Ripple's ODL for payments to the Philippines

  6. Nium

    • Type: Singapore-based fintech

    • XRP Use: Using RippleNet for faster and cheaper payments

  7. FlashFX

    • Type: Australian foreign exchange company

    • XRP Use: Using Ripple's technology for international transfers

  8. Mercury FX

    • Type: Global currency exchange provider

    • XRP Use: Using XRP for cross-border payments

  9. TransferGo

    • Type: UK-based remittance company

    • XRP Use: Using Ripple's technology for faster transfers

  10. American Express

    • Type: Global financial services corporation

    • XRP Use: Using blockchain technology for instant payments, with Ripple and XRP as primary provider

  11. UBS Group AG

    • Type: Swiss multinational investment bank

    • XRP Use: Joined RippleNet in 2018 after initial testing in 2017

  12. J.P. Morgan Chase

    • Type: American multinational investment bank

    • XRP Use: Accepting XRP for credit card and mortgage payments (as of August 2024)

  13. First Abu Dhabi Bank

    • Type: Largest bank in the United Arab Emirates

    • XRP Use: Reported to be working with Ripple

  14. Goldman Sachs

    • Type: American multinational investment bank

    • XRP Use: Adopted Ripple's blockchain and XRP to improve cross-border wire transfers

  15. Deutsche Bank

    • Type: German multinational investment bank

    • XRP Use: Adopted Ripple's blockchain and XRP for enhancing cross-border transactions

  16. Western Union

    • Type: Global money transfer company

    • XRP Use: Integrating Ripple's blockchain technology and XRP to enhance cross-border payment services

  17. PayPal

    • Type: Online payment system

    • XRP Use: Exploring blockchain partnerships, potentially including XRP integration

  18. Earthport

    • Type: Financial services company

    • XRP Use: Using Ripple's technology to enhance cross-border payment services

  19. BRD Wallet

    • Type: Cryptocurrency wallet

    • XRP Use: Integrating XRP to allow users to hold, buy, sell, and send the cryptocurrency

  20. BitPay

    • Type: Bitcoin payment service provider

    • XRP Use: Expanded services to support XRP payments