Summarize the top ten economic changes in 2024. See what impact they have on you?

1. Bank interest rates have been completely cracked. The five-year fixed deposit interest rate of major banks has dropped from 2% last year to 1.5%. Money funds and insurance products have all cut interest rates. The idle money management has bid farewell to the high-yield era.

2. The yield of government bonds has reached a new low in the century. In the past year, the yield of ten-year government bonds has dropped from 2.7% to 1.7%, which is the lowest level in 20 years.

3. A-shares have set a record for the largest transaction. The transaction volume on October 8th refreshed the history, reaching 3.4 trillion, which is six times that of early September.

4. The price of gold has reached a record high, rising 30% in a year, and once exceeded US$2,800. This time, it is not Chinese aunts who are rushing to buy gold, but central banks of various countries.

5. In the great winter of real estate, the sales of newly built commercial housing fell to 19.2% in the first 11 months, and real estate is still on the road to stabilization.

6. The yen has depreciated in a straight line. Four years ago, one dollar was exchanged for 100 yen, and now it can be exchanged for 160 yen. Tourists from all over the world go to Japan for shopping experience, and spend every penny.

7. US debt exceeds 36 trillion. With Trump taking office, the largest industrial country and the largest financial country in history are once again facing extreme challenges. Musk said that cutting 2 trillion US dollars in spending each year is the only way to save the United States.

8. Bitcoin exceeds 100,000 US dollars. The first physical transaction in Bitcoin history was to buy two pizzas with 10,000 coins. Now these two pizzas are worth 1 billion US dollars.

9. In the first year of artificial intelligence, service robots AI glasses, smart driving, etc. have been put into use, and AI has begun to change the world.

10. The most relaxed year, for the first time since 2008, a moderately relaxed currency was proposed to be superimposed with a more active fiscal policy to welcome 2025. We not only need the most relaxed liquidity, but also the courage to embrace the future. #GMT热度飙升