#Crypto2025Trends
Léa and the choice between CEX and DeFi
Léa was a young cryptocurrency investor. She had placed her assets on a centralized platform (CEX) and was receiving a 3% return per year. One day, she learned that a friend, Sarah, was earning 10% with a DeFi protocol. Intrigued, she asked her:
"How do you manage to get such a high return?"
Sarah replied: "In DeFi, I lend my crypto directly to others via smart contracts, without an intermediary. It earns me much more, and I remain in control of my funds."
Curious but cautious, Léa tested DeFi with a small amount. She used a protocol like Aave to lend her USDT and saw her return increase quickly. Unlike the centralized platform, she could withdraw her money at any time and track exactly how it was used.
In a short time, Léa realized that DeFi offered her not only better returns, but also true financial independence. From that day on, she decided to favor decentralized finance.
Moral: DeFi gives more control, transparency, and profits to those who dare to take the plunge.