The RWA sector (Real-World Assets) is a branch of blockchain technologies related to the digitization and tokenization of real assets such as real estate, commodities, gold, bonds, and other types of traditional financial instruments. This concept not only changes the conventional notion of asset ownership but also promotes globalization and accessibility of financial instruments.

What is the tokenization of real assets?

Tokenization of real assets involves representing physical assets as digital tokens on the blockchain. Each token represents a share of the asset, allowing investors to buy and sell fractional parts of property, providing liquidity even for assets that are traditionally considered illiquid (e.g., real estate).

Advantages of the RWA sector

  1. Accessibility: Tokenization allows for investment in expensive assets even with small amounts.

  2. Liquidity: The market for tokenized assets simplifies buying and selling through smart contracts, eliminating intermediaries.

  3. Transparency: Data about transactions is stored on the blockchain, ensuring transparency and security.

  4. Reduction of barriers: Simplifying the asset ownership process for international investors.

Key tokens of the RWA sector

1. MakerDAO (#MKR )

MakerDAO is one of the first and most well-known projects in the RWA sector. The project represents a decentralized platform supporting the DAI stablecoin, backed by real assets including real estate and treasury bonds.

  • MakerDAO is actively expanding its collateral base by adding real assets, which enhances the stability of DAI.

  • As of December 2024, the volume of secured assets exceeds $10 billion.

  • The project successfully integrates with traditional financial structures, attracting institutional investors.

2. Centrifuge (#CFG )

Centrifuge is a platform focused on the tokenization of assets for small and medium-sized businesses, such as invoices and contracts. The project provides companies with the ability to turn their assets into liquid tokens.

  • Centrifuge has already tokenized assets worth over $2 billion.

  • The project actively collaborates with MakerDAO, providing assets for DAI collateral.

  • Centrifuge builds a bridge between traditional finance and decentralized platforms, making it unique in the market.

3. RealT (#REAL )

RealT is a platform for tokenizing real estate. Each RealT token provides the owner with a share in ownership and the right to receive a portion of rental income.

  • RealT focuses on real estate in the USA, providing investors access to high-yield properties.

  • In 2024, the platform increased the volume of tokenized real estate to $500 million.

  • The project is popular among investors due to its ease of use and reliable legal framework.

Prospects and challenges of the RWA sector

Growth of liquidity: Attracting traditional investors to the cryptocurrency sector through familiar instruments.

Global integration: Tokenization simplifies cross-border transactions and access to international markets.

Increasing number of partnerships: The integration of blockchain platforms with banks and fintech companies accelerates the adoption of tokenized assets.

Tokenization of real assets is becoming an important trend that is gradually changing the financial industry. Projects like MakerDAO, Centrifuge, and RealT demonstrate the potential of RWA, providing investors with new opportunities and tools for capital management.

Despite existing challenges, the sector continues to grow, attracting attention from both retail and institutional investors. In the coming years, tokenization may become an important part of the global economy, offering innovative solutions for managing real assets.