Ripple, the company behind the blockchain-based payment network, is preparing to launch a new stablecoin RLUSD. Ahead of the launch, David Schwartz – the Chief Technology Officer of #Ripple , issued a warning about the risk of "FOMO" (fear of missing out) and the initial price volatility of RLUSD.



Highlights About RLUSD



RLUSD is a USD-pegged stablecoin developed by Ripple to serve cross-border payment solutions for global customers. This stablecoin will operate on both the XRP Ledger (XRPL) and the Ethereum mainnet.



The project has been approved by the New York Department of Financial Services (#NYDFS on December 11, 2024, a significant milestone in bringing RLUSD closer to the market.



Pre-Market Value Causes a Sensation



Before its official launch, RLUSD has attracted strong attention from investors. According to David Schwartz, there are pre-market buy orders priced up to $1,244 for one unit of RLUSD, more than 1,200 times the expected pegged value. This is believed to stem from the desire to be "honored" to own the first RLUSD.



However, Schwartz asserts that this price level is only temporary. He explains that arbitrage traders will quickly stabilize the price of RLUSD by selling at high prices and buying back at lower or around $1, bringing supply and demand into balance.



Warning from Ripple



Schwartz emphasizes:



"Don't FOMO into a stablecoin. This is not a get-rich-quick opportunity."



He reminds that the core goal of stablecoins is to maintain a stable price at $1, and any significant price fluctuations are only temporary, occurring when the initial supply does not sufficiently meet market demand.



XRP Also Records a New Boost



While RLUSD is preparing to launch, XRP – the native token of Ripple, has seen significant growth, reaching a 7-year peak of $2.74 in early December 2024. However, the current price of XRP has slightly decreased to $2.41, according to data from CoinGecko.



Conclusion



Ripple continues to assert its position in the blockchain space with RLUSD. However, investors need to carefully consider and avoid getting swept up in FOMO, understanding the nature of stablecoins: stable value, not a speculative tool.