If cryptocurrencies are a fight club, then $XRP is the main character who stubbornly stays in the ring despite all the blows. The SEC, the courts, the haters—everyone wants to destroy it, but somehow Ripple is still alive. So is it worth buying this "legally minted" token?

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What is happening with XRP now?

Court battles. Ripple is fighting with the SEC for the third year. The issue is whether XRP is a security. But the latest news is encouraging: Ripple won the interim stage of the trial in 2023, giving the token new momentum.

Expansion of partnerships. In 2024, Ripple continues to integrate into international payment systems. The agreement with the Bank of India and new remittance corridors in South America are only the tip of the iceberg.

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Why buy XRP?

1. Real use. Ripple is one of the few platforms that already helps banks and financial institutions make international payments faster and cheaper.

2. Chances of a big breakthrough. If Ripple ultimately wins the case against the SEC, XRP could once again enter the top US exchanges. This is almost a guaranteed price rise.

3. Friendship with corporations. XRP is a favorite of big financiers, and this is a strong argument for long-term investment.

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Criticism of XRP

Centralization. Ripple Labs controls most of the tokens, which raises the question of true decentralization.

Court risks. Yes, Ripple won the first round, but the final decision may not be in its favor at all.

Old technologies. In the world of smart contracts and Web3, XRP looks like an archaic telegraph.

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What can happen in 2025?

Return to the stock exchange. Once the lawsuit is over (if Ripple wins), XRP will once again be available for trading in the US, triggering a new wave of buying.

Scaling. Ripple announces plans to introduce new technologies to support CBDC (central bank digital currencies). This is another plus point for investor confidence.

A sharp decline. If the SEC wins, Ripple could face a huge fine and XRP could lose support from the big players.

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So is it worth buying?

If you're willing to play a risky game, XRP could be your ticket to the financial swing. Ripple's success in court can bring huge profits, but don't forget: one bad verdict and your investment will turn to dust. But who said cryptocurrencies are for cowards?

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