Taiwan has advanced the introduction of its new Anti-Money Laundering (AML) regulations for cryptocurrency businesses after authorities fined two crypto exchanges for related violations.
On Nov. 27, the Financial Supervisory Commission (FSC) announced that the upcoming money laundering prevention registration mandate for crypto exchanges was shifted to Nov. 30 from the previous Jan. 1, 2025 deadline.
Per the previous notice, virtual asset service providers (VASPs) failing to register with the government could be subject to a two-year prison sentence or fines of as much as 5 million New Taiwan dollars ($155,900).
The new mandate includes previously registered crypto businesses
According to Taiwan FSC records, 26 crypto providers are currently approved to continue to offer their services. However, all crypto entities, whether previously registered or not, will have to register in accordance with the new AML mandate. The authority said:
“No business operators have completed the Money Laundering Prevention Registration under the VASP Registration Measures.”
The authority also provided a checklist of attributes that crypto exchanges could use to track suspicious transactions or activities. When identifying suspicious customers, crypto service providers must look for names and bank account details, location via IP addresses, multiple trading accounts, and frequent information changes, among other things.
Crypto exchanges in Taiwan were also asked to track unusual transaction activities, including but not limited to splitting funds, utilizing multiple accounts with the same IP address, and switching assets.
Cracking down on crypto exchanges violating AML laws
According to a Regulation Asia report, the Taiwan FSC fined two crypto exchanges — MaiCoin and BitoPro — on Nov. 28 for AML violations in relation to customer due diligence (CDD), transaction monitoring, record-keeping, and suspicious transaction reporting.
To register with Taiwan’s AML regulation, crypto service providers are required to submit a one-page form detailing the nature of their businesses.
The form states that any form of changes to the business or the information provided should be notified to the Securities Over-the-counter (OTC) Trading Center of the Republic of China within five business days.
Crypto businesses will also be required to establish a quality management system for accounting and auditing their finances.
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