Price forecast
Optimism scenario: Up to $4. If Ripple $XRP wins more legal battles and increases cooperation with banks.
Realistic scenario: $2-$2.5. Ripple maintains growth momentum, but competition limits potential.
Legal status
After a partial victory over the SEC in 2023, XRP has a positive momentum, but the final decision of the regulator may affect the future.
Legal certainty encourages more banks and financial institutions to use XRP.
Prospects and plans
Continues to develop RippleNet and ODL (On-Demand Liquidity) for instant transactions.
Focuses on the markets of Asia, the Middle East and Latin America, where cryptocurrencies are in demand.
With whom he cooperates
Financial giants: Santander, American Express.
International banks: SBI Holdings, PNC Bank.
The goal: to replace SWIFT with a cheaper and faster method of international transfers.
Comparison with competitors
Stellar ($XLM ): similar technology, but focused on affordable transfers for ordinary users.
Quant ($QNT ): Focuses on blockchain integration, but without a specific currency.
XRP wins in speed of transactions and adaptation by banks.
Why buy?
Stable Network: Billions of dollars are already flowing through RippleNet.
Demand in the banking sector: Real-world usage makes XRP more practical than other tokens.
Legal progress: Victory in the courts strengthens investor confidence.
Risks
Regulation and competition with other cryptocurrencies.
Dependence on banking infrastructure that may not support cryptocurrencies in the future.
Visnovok
XRP is not just a token, but a tool for real financial transactions. But it is an asset for those who understand that high potential always goes hand in hand with risk.
