Bitcoin has recently surged. There is a trend of people lining up to open A-share accounts in October. I can understand this; after all, people tend to seek profit and avoid harm. In terms of making money, it’s better to act early than late. If the people trading in the market are not emotional, then the price should equal the cost. Now, if you have 1 million and are ready to make your mark in the digital currency field, here are several profit models to see if they help you, and feel free to discuss in the comments.

Bitcoin returns fluctuate by 15%.

If you just invested 1 million and immediately encountered a big surge, increasing by 15%, then your asset would be 1.15 million. However, if the next day it drops by 15%, your asset would no longer be 1 million.

1.15 million - (1.15 million x 15%) = 977,500, resulting in a loss of 22,500. Similarly, if you just invested and then immediately faced a 15% drop, your asset would decrease to 850,000. However, if the next day there’s a surge of 15%, your asset would still be 977,500, which is still a loss.

Bitcoin returns fluctuate annually.

Continuing with the 1 million investment, you hit a good opportunity in the first year with a return of 40%. However, in the second year, the market was poor, resulting in a loss of 20%. The third year saw the market improve again, yielding another 40%. The fourth year experienced a loss of 20% once again. In the fifth year, the return was 40%, but the sixth year faced another 20% loss.

Therefore, after 6 years of ups and downs, your 1 million has turned into 1.4 million, with an average annual return of 5.83%. This is slightly higher than putting it in Alipay's Yu'ebao.

Investing in Bitcoin conservatively, earning only 1% daily.

You are not a greedy person, investing 1 million but telling yourself to sell everything after making just 1% each day. Fortunately, you encounter a very good market condition; although the fluctuations are large, gaining 1% daily is still quite easy.

So for 365 days a year, you operate only twice a day. In the morning, buy Bitcoin with 1 million, then set a take-profit order to sell all as soon as you make a 1% profit. The next day, continue to buy everything again, repeating this cycle for a year. What would your return be?

The answer is: 37.78 million, with an annual return rate of 3678%, and Buffett has already booked a lunch with you, please accept it!

Is it difficult to earn 100 million from investing in Bitcoin over 20 years?

After studying hard, analyzing, and understanding the past and present of Bitcoin, you decide to be a true 'value investor' and believe in long-term value. So you invest the entire 1 million in Bitcoin, setting a deadline of 20 years.

At the same time, you are not greedy, hoping that 1 million will turn into 100 million in 20 years. Even if Bitcoin drops to zero, you can accept that risk. So what would the average annualized return over 20 years be? This is relatively easy to calculate.

This means that as long as Bitcoin maintains an average annual return of at least 26% over the next 20 years, it can be achieved. Historical data shows that over a span of 10 years, Bitcoin has not fallen below this value. Let's see how it goes over the next 20 years.