After reading the minutes of the Federal Reserve's November meeting, let's discuss a few points that everyone is concerned about.

1. Most committee members still believe that a 25 basis point rate cut in December is appropriate.

2. Continuing to reduce the balance sheet is appropriate.

3. If inflation continues to rise, rate cuts may be paused.

4. If the unemployment rate continues to rise or the economy slows down, rate cuts may be accelerated.

5. The overnight rate is probably not of much interest to everyone, so I won't elaborate further.

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