🔍 New research from the U.S. Treasury's Office of Financial Research reveals that crypto investments may have helped lower-income Americans buy homes at higher rates than the general population. The study highlights a 274% increase in mortgages in high-crypto, low-income areas between 2020 and 2024, with larger average mortgage sizes.
- Delinquency rates remain low, suggesting stability despite increased debt.
- The report advises monitoring these households for potential risks during financial downturns.
- Could this bolster support for more crypto-friendly regulations?
What are your thoughts on crypto's role in homeownership? Share in the comments!